Master Plumbers Terms and Conditions

Terms and Conditions of Entry into Master Plumbers Insurance Competition

Information on how to enter and prize details form part of these conditions. Entry into this Promotion is deemed acceptance of these terms and conditions of entry.
The Promoter is Marsh Pty Ltd (ABN 86 004 651 512 AFS licence number 238 983) of One International Towers, 100 Barangaroo Ave, Sydney NSW 2000, Australia ("Promoter" or “Marsh”). Marsh has the permission of THE MASTER PLUMBERS & MECHANICAL SERVICES ASSOCIATION OF AUSTRALIA (ABN 56 296 473 997) of Unit 15 / 306 Albert Street Brunswick VIC 3056 (“Master Plumbers”) to run this promotion.
The “Master Plumbers Insurance” Competition commences at 8:00am AEDT on Wednesday 1^st March 2023 and ends at 11:59pm AEDT on Sunday 30^th April 2023 ("Promotion Period").
Entry is open to Australian residents who are aged 18 years and over, have a valid telephone number and valid email address (“Eligible Entrants”). Where applicable all Eligible Entrants will be required to provide proof of eligibility to redeem their prize.
Employees (and their immediate family members) of Marsh and agencies associated with this promotion are ineligible. An ‘immediate family member’ includes any of the following: spouse, ex-spouse, de-facto spouse, child or step-child (whether natural or by adoption), parent, step-parent, grandparent, step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother, step-sister or first cousin.
An Eligible Entrant must, during the Promotion Period:
1. Purchase a new general insurance policy from Marsh and have made full payment of the annual premium via available options (“Eligible Entry”).
A maximum of six (6) Eligible Entries within the Promotion Period applies subject to the following:
1. A limit of one (1) Eligible Entry to the competition per new general insurance policy purchased applies; and
2. Policy renewals are not considered as Eligible Entries.
The total prize pool value is AUD $900. There will be three (3) individual prizes in total. The prize consists of Milwaukee M18 Jobsite Radio/Charger. The prize/s is not transferable, exchangeable or redeemable for cash. A prize must be taken as offered and cannot be varied. The prize value is the recommended retail price including GST.
The competition prize details are correct at time of publishing these Terms and Conditions.
The winners will be determined at 9:00am AEDT on Monday 8 May 2023. Winners will be determined by way of random selection by the Promoter from the Eligible Entries. Three (3) winners will be chosen by random draw which will take place at Marsh, 727 Collins Street, Melbourne, VIC, 3008. The Promoter will take all reasonable steps to contact the winners as set out below in clause 14.
This is a game of chance and skill plays no part in determining the winners.
The judges' decision (including any decisions as to prize distribution) is final and the Promoter will not enter into correspondence regarding the result.
The winners will be notified by phone and in writing (email) within two (2) days of the draw using the details provided at the time of entry. Should attempts to contact be unsuccessful after one (1) week, an unclaimed prize draw will take place on Monday 15^th May 2023 at the same place and time as the original draw. To claim the prize the winners must respond in writing (email).
The Promoter and Master Plumbers accept no responsibility for any entries not received for any reason during the Promotion Period. No responsibility will be taken for lost, late or misdirected entries. The Promoter and Master Plumbers are not responsible for technical difficulties with the entry mechanism and does not warrant that the entry mechanism will be available at all times.
Incomplete, illegible and incorrect entries or entries containing offensive or defamatory comments, or which breach any law or infringe any third-party rights, including intellectual property rights, are not eligible to win.
If this Promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of the Promoter, including but not limited to technical difficulties, unauthorised intervention or fraud, the Promoter reserves the right, in its sole discretion, to the fullest extent permitted by law (a) to disqualify any individual; or (b) to modify, suspend, terminate or cancel the Promotion, as appropriate.
Nothing in these terms and conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act 2010 (Cth), as well as any other implied warranties under the Australian Securities and Investment Commissions Act 2001 (Cth) or similar consumer protection laws in the State and Territories of Australia ("Non-Excludable Guarantees"). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter and Master Plumbers (including their respective officers, employees and agents) exclude all liability (including negligence), for any personal injury, or any loss or damage (including loss of opportunity), whether direct, indirect, special or consequential, arising in any way out of this promotion.
Any entrant who, in the opinion of the Promoter, tampers or interferes with the entry mechanism in any way, or who does not properly comply with the entry process, will be ineligible to win.
The Promoter reserves the right to disqualify entries in the event of non-compliance with these terms and conditions of entry. In the event there is a dispute concerning the conduct of the Promotion, the decision of the Promoter is final and binding on each entrant and no correspondence will be entered into.
By entering the Competition, all entrants agree that their entry and name may be used by the Promoter for publicity and marketing purposes. Any personal data relating to the winner or any other entrants will be used solely in accordance with current Australian data protection and privacy legislation and the Promoter’s Privacy Policy available at: https://www.marsh.com/au/privacy-policy.html
Entrants consent to the Promoter and Master Plumbers using the Entrant’s name, likeness, image and/or voice in the event they are a winner (including photograph, film and/or recording of the same) in any media for an unlimited period without remuneration for the purpose of promoting this promotion (including any outcome), and promoting any products manufactured, distributed and/or supplied by the Promoter or Master Plumbers.
The Promoter and Master Plumbers accept no responsibility for any tax liabilities that may arise from winning the prize.
Nothing in these Terms and Conditions restricts, excludes or modifies any consumer rights under any statute including the Competition and Consumer Act 2010 (Cth).
Subject to the previous paragraph, the Promoter and Master Plumbers are not liable (including in negligence) for any loss (including indirect, special or consequential loss or loss of profits), expense, damage, personal injury (including allergies, skin conditions or other reactions, as relevant), illness or death suffered in connection with this competition or any prize, except for any liability which under statute cannot be excluded (in which case that liability is limited to the greatest extent allowed by law).
Without limiting the previous paragraph, the Promoter and Master Plumbers are not liable for any cancellation, loss of, damage to or delay in delivery of prize/s, or for any damage that occurs to displayed prize/s (where relevant).
These Terms and Conditions shall be governed by the laws of New South Wales and each entrant agrees to submit to the non-exclusive jurisdiction of the New South Wales Courts.